Our Specialization

Resilient Digital Sales

To learn and adapt quickly to Insurance digital sales where superficial app based initiatives have not sustained test of time and business changes.

Omnichannel Experience

Changing consumer behaviour necessitates insurers to adapt to omnichannel ecosystem which demands consistent unified services for information, comparison and transaction without delays.

True Distribution Transformations

Thriving in the new digital environment, needs true reengineering and to adapt over time. Skin deep / siloed initiatives on mobility, automation and analytics have not yielded results.

Analytical Insights

To leverage the advances in unstructured data analytics, needs internal system data to be available correctly for effective leverage. Insights are as good as the data available.

Our Value Proposition

Highly Configurable

Products focused on evolving
business needs and challenges

Configurable to reduce time to
market for providing differentiation

Assures best future proofing/ true
transformations, with ability to
evolve with time


Strong team of domain and
technology experts with expertise
on best practices

Good understanding of
distribution models and
nuances of different markets

Robust Architecture for
Digital Eco System

Integrations with leading
Core Admin systems/Payment
Gateways etc.

Clear segregation of
customization for ease of
maintenance and upgrade

Services Oriented
architecture for Future

Flexible Delivery Cum
Engagement Model

Agile implementation approach

Short implementation time frame
due to high configurability

Delivery and support model
fine tuned to meet customer’s
specific context

Case Studies



New Business System

LIMRA, a worldwide research, learning and development organization, is the trusted source of industry knowledge for over 850 financial services firms. LIMRA provides its members with the latest insight and analysis on retirement, insurance and distribution, helping them develop effective business strategies that positively impact the bottom line.

DXC Technology helps clients harness the power of innovation to thrive on change. For more than 60 years, DXC (we) has successfully guided the world’s largest enterprises and government agencies through successful change cycles. DXC’s deep experience gives it a clear and confident vision to help clients navigate the future and take a role as a trusted advisor. As the world’s leading independent, end-to- end IT services company, DXC is uniquely positioned to lead digital transformations — creating greater value for clients, partners and shareholders, and presenting growth opportunities for our people. We are among the world’s best corporate citizens.

Cognizant is a leading provider of information technology, consulting, and business process outsourcing services, dedicated to helping the world’s leading companies build stronger businesses.

Cognizant’s Life, Annuity & Retirement Business Processing Service (BPS) helps insurers gain a competitive edge by handling routine back-office operations while you focus on revenue-generating activities. As a result, insurers not only reduce costs and modernize systems, but better align business and operating models with process optimization.

Cognizant emerged as a Leader and a Star Performer in Property and Casualty (P&C) Insurance BPO, in Everest Group’s assessment of 18 service providers on the Everest Group

Aproxito is a reliable local partner for our European customers. Aproxito supports and advise the European clients on Organization, Process and Quality Management and on Global Sourcing & Global Shoring, from “Sourcing-Strategy”, “Supplier Selection” and “Vendor Management” to “Offshore Enabling” and “Successful Offshore Collaboration” through to “Make in India” and including intercultural questions.

They support and advise select partners in every way to do their business successfully in German speaking markets and help find the right clients. With the growing changes in the European markets, Aproxito becomes a valuable partner for C2L BIZ in the region to grow our presence and provide solutions that align with the insurance industry requirements.


C2L BIZ is one of our long-term partners, providing service and support in several key systems. In our front office layer, we are using their SymbioSys platform, which integrates well with our core policy admin system. We also use their Distribution Management System (DMS) for sales commission and compensation

Verapat Chantaravannakul
Chief Information Technology Officer FWD, Thailand

“SymbioSys Sales Tool is a success story as the adoption is around 80% only in the first 7 months.”

Kent Choi
Chief Risk Officer-Zurich, Indonesia

“SymbioSys Sales Tool makes really easy to create illustrations when compared with the previous applications. Submissions are quickly processes reducing the pending cases submitted by our agents.”

Banie Zulvanshah
General Agency Director-Zurich, Indonesia

"Using SymbioSys Sales Tool makes the job more efficient since it's paperless, faster and ensures the sales process done properly."

Risye Dillianti
Head of Bancassurance-Zurich, Indonesia

"C2L BIZ has been a strategic partner for our Digital Transformation initiatives."

Rogelia 'Nooky' Umali
CTO-FWD, Philippines



Changing the way people think...

"C2L BIZ is one of our long-term partners, providing service and support in several key systems. In our front office layer, we are using their SymbioSys platform, which integrates well with our core policy admin system. We also use their Distribution Management System (DMS) for sales...

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FWD Vietnam Wins : “Digi...

It is our utmost pleasure to share with you that our client FWD Life Vietnam has won AITA’s award in the category of “Digital & Omnichannel Technologies” at 7th Asia Motor Insurance and Claims Management Conference that took place in Bangkok on 26 and 27 of...

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Going Forward with FWD

In order to change the perception of the industry, FWD Life Insurance has worked to change the way that customers feel when they interact with Umali reveals. “Technology played second fiddle, the primary change was in the people. In order for you to change the way...

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